/*
Theme Name: TJ Official Insurance
Theme URI: https://tjofficial.site
Author: TJ Official
Description: Professional insurance blog theme. On activation it auto-creates 12 insurance posts (with images), About Us, Contact Us, Privacy Policy, Disclaimer and Terms & Conditions pages, and the menus.
Version: 1.0
License: GNU General Public License v2 or later
Text Domain: tjo
*/
:root{--navy:#071A33;--blue:#1257A6;--gold:#C9A227;--gray:#F5F7FA;--text:#172033;--muted:#5b6678;--line:#e3e8ef}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font:17px/1.7 -apple-system,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:var(--text);background:#fff}
img{max-width:100%;height:auto;display:block}a{color:var(--blue);text-decoration:none}a:hover{color:var(--gold)}
h1,h2,h3,h4{font-family:Georgia,"Times New Roman",serif;color:var(--navy);line-height:1.25;margin:1.6em 0 .6em}
.wrap{max-width:1180px;margin:0 auto;padding:0 20px}
.topbar{background:var(--navy);color:#cdd6e4;font-size:13px;padding:7px 0;text-align:center}.topbar b{color:var(--gold)}
.site-header{background:#fff;border-bottom:3px solid var(--gold);position:sticky;top:0;z-index:50;box-shadow:0 2px 12px rgba(7,26,51,.06)}
.site-header .wrap{display:flex;align-items:center;justify-content:space-between;min-height:74px}
.logo{font:700 28px Georgia,serif;color:var(--navy);letter-spacing:-.5px}.logo span{color:var(--gold)}.logo small{display:block;font:500 11px/1 sans-serif;letter-spacing:2px;text-transform:uppercase;color:var(--muted);margin-top:4px}
.nav ul{list-style:none;display:flex;gap:26px;margin:0;padding:0}.nav a{color:var(--navy);font-weight:600;font-size:15px;padding:6px 0;border-bottom:2px solid transparent}
.nav a:hover,.nav .current-menu-item a,.nav .current_page_item a{color:var(--blue);border-color:var(--gold)}
.menu-btn{display:none;background:var(--navy);color:#fff;border:0;border-radius:6px;padding:9px 13px;font-size:18px;cursor:pointer}
.hero{background:linear-gradient(135deg,var(--navy) 0%,#0d2c57 60%,var(--blue) 140%);color:#fff;padding:78px 0 70px;position:relative;overflow:hidden}
.hero:after{content:"";position:absolute;right:-120px;top:-120px;width:420px;height:420px;border-radius:50%;border:60px solid rgba(201,162,39,.14)}
.hero h1{color:#fff;font-size:clamp(32px,5vw,52px);margin:0 0 16px;max-width:760px}.hero h1 em{color:var(--gold);font-style:normal}
.hero p{max-width:640px;color:#cdd6e4;font-size:19px;margin:0 0 26px}
.btn{display:inline-block;background:var(--gold);color:var(--navy);font-weight:700;padding:13px 28px;border-radius:6px;border:0;cursor:pointer;font-size:16px}.btn:hover{background:#fff;color:var(--navy)}
.chips{display:flex;flex-wrap:wrap;gap:10px;margin-top:26px}.chips a{background:rgba(255,255,255,.1);color:#fff;padding:6px 15px;border-radius:30px;font-size:14px;border:1px solid rgba(255,255,255,.2)}.chips a:hover{background:var(--gold);color:var(--navy)}
.section-title{display:flex;align-items:center;gap:14px;margin:54px 0 28px}.section-title h2{margin:0;font-size:30px}.section-title:after{content:"";flex:1;height:2px;background:var(--line)}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:28px;margin-bottom:60px}
.card{background:#fff;border:1px solid var(--line);border-radius:10px;overflow:hidden;display:flex;flex-direction:column;transition:.25s}.card:hover{transform:translateY(-5px);box-shadow:0 14px 34px rgba(7,26,51,.12)}
.card .thumb{aspect-ratio:16/9;background:var(--navy);overflow:hidden}.card .thumb img{width:100%;height:100%;object-fit:cover}
.card .body{padding:20px 22px 24px;display:flex;flex-direction:column;flex:1}
.cat{font-size:12px;font-weight:700;letter-spacing:1.2px;text-transform:uppercase;color:var(--gold)}
.card h3{font-size:20px;margin:8px 0 10px}.card h3 a{color:var(--navy)}.card h3 a:hover{color:var(--blue)}
.card p{color:var(--muted);font-size:15px;margin:0 0 14px;flex:1}.meta{font-size:13px;color:var(--muted)}
.pagination{margin:0 0 60px;text-align:center}.pagination .page-numbers{display:inline-block;padding:8px 14px;border:1px solid var(--line);border-radius:6px;margin:2px;color:var(--navy)}.pagination .current{background:var(--navy);color:#fff}
.trust{background:var(--gray);padding:44px 0}.trust .wrap{display:grid;grid-template-columns:repeat(3,1fr);gap:26px}.trust h4{margin:0 0 6px;font-size:18px}.trust p{margin:0;color:var(--muted);font-size:15px}
.single-wrap{display:grid;grid-template-columns:minmax(0,1fr) 320px;gap:46px;padding:44px 0 60px}
.post-head .cat{display:inline-block}.post-head h1{font-size:clamp(28px,4vw,42px);margin:8px 0 12px}
.post-feat{border-radius:10px;overflow:hidden;margin:22px 0 28px}
.entry h2{font-size:28px;border-left:5px solid var(--gold);padding-left:14px}.entry h3{font-size:22px}
.entry ul,.entry ol{padding-left:24px}.entry li{margin:6px 0}.entry blockquote,.callout{background:var(--gray);border-left:5px solid var(--blue);padding:16px 22px;margin:24px 0;border-radius:0 8px 8px 0}
.entry table{width:100%;border-collapse:collapse;margin:22px 0;font-size:15px}.entry th{background:var(--navy);color:#fff;text-align:left}.entry th,.entry td{padding:11px 14px;border:1px solid var(--line)}
.disc{font-size:14px;color:var(--muted);border-top:1px solid var(--line);margin-top:34px;padding-top:16px}
.sidebar .box{background:var(--gray);border-radius:10px;padding:22px;margin-bottom:24px}.sidebar h4{margin:0 0 12px;font-size:18px}.sidebar ul{list-style:none;margin:0;padding:0}.sidebar li{padding:9px 0;border-bottom:1px solid var(--line);font-size:15px}.sidebar li:last-child{border:0}
.page-head{background:var(--navy);color:#fff;padding:54px 0;text-align:center;border-bottom:4px solid var(--gold)}.page-head h1{color:#fff;margin:0;font-size:clamp(30px,4vw,44px)}
.page-body{max-width:820px;margin:0 auto;padding:46px 20px 70px}
.cform label{display:block;font-weight:600;margin:16px 0 6px;color:var(--navy)}.cform input,.cform textarea{width:100%;padding:12px 14px;border:1px solid #cfd7e3;border-radius:6px;font:inherit}.cform input:focus,.cform textarea:focus{outline:2px solid var(--gold);border-color:var(--gold)}
.notice{background:#e8f6ec;border:1px solid #9bd3ac;color:#17552b;padding:12px 16px;border-radius:6px;margin-bottom:18px}
.site-footer{background:var(--navy);color:#b7c2d6;font-size:15px}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:40px;padding:54px 0 36px}
.site-footer h4{color:#fff;margin:0 0 14px;font-size:17px}.site-footer a{color:#b7c2d6}.site-footer a:hover{color:var(--gold)}.site-footer ul{list-style:none;margin:0;padding:0}.site-footer li{margin:8px 0}
.copy{border-top:1px solid rgba(255,255,255,.12);padding:20px 0;font-size:13px;text-align:center}
@media(max-width:900px){.grid{grid-template-columns:repeat(2,1fr)}.single-wrap{grid-template-columns:1fr}.trust .wrap,.footer-grid{grid-template-columns:1fr}.menu-btn{display:block}.nav{display:none;position:absolute;left:0;right:0;top:100%;background:#fff;border-bottom:3px solid var(--gold);padding:10px 20px}.nav.open{display:block}.nav ul{flex-direction:column;gap:6px}}
@media(max-width:600px){.grid{grid-template-columns:1fr}.hero{padding:52px 0}}